ACG MN Monthly Luncheon | Credit Markets & Lending: 2026 Credit Outlook

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Event Details

When:

February 17, 2026 11 AM - 1 PM CST

Where:

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Overview

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Volatility is the new normal. Interest rates remain elevated, pushing lenders to tighten standards and borrowers to get creative. Private credit surging, banks are selective, and asset-based lending is back in the spotlight. 
Dealmakers must navigate shifting risk appetites, fierce competition, and evolving structures.
 
Join our panel of experts for real-time insights into what’s driving credit decisions—and how to secure the capital you need in today’s market.

Speakers

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Mike Wolf

Mike Wolf

Associated Bank
Senior Vice President

Mike started his career in Asset-Based Lending over 30 years ago at Norwest Business Credit as a collateral auditor.
 

The best part of his job is helping companies in need during difficult times, as well as helping finance corporate, management, or private equity buyouts. 

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Ryan Baker

Ryan Baker

SPECTRUM Commercial Finance
Vice President

Ryan has strong industry connections in the Midwest and extensive experience aligning lending solutions for clients across the finance and legal industries nationwide. He spends the majority of his time sourcing non-bank financing opportunities by working closely with commercial bankers, restructuring advisors, business consultants, investment bankers, CPAs, and attorneys, and handling initial underwriting.

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Katie Morrell

Katie Morrell

Bridgewater Bank
Chief Credit Officer

As Chief Credit Officer, Katie oversees all aspects of the Bank’s credit policies and practices. She chairs the Loan and Credit Risk Management Committees and plays a key role in approving and managing the Bank’s largest and most complex lending relationships.

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Anna Sabiston

Anna Sabiston

Prudential Private Capital
Senior Principal
Anna Sabiston is a Senior Principal in Corporate Finance for PGIM Private Capital, located in Minneapolis. 
She leads a team responsible for marketing, originating, and managing private placement, direct lending, and mezzanine investments in the Upper Midwest. 
Hosted by: ACG
Chapter
Minnesota
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