Member Profile- Patrick Cadle

• Patrick Cadle

• SVP, Flatbay Capital

• LinkedIn Profile

• ACG Member Since: 2026

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Tell us about your role/firm.

I build relationships with bankers, advisors, and business owners to uncover and structure transitional financing opportunities. Flatbay provides direct, first-lien bridge loans secured by owner-occupied commercial real estate for strong businesses that are temporarily outside traditional bank requirements. Our purpose is simple: provide the capital and runway needed to stabilize, grow, or restructure—then ultimately return borrowers to bank financing as stronger, bankable clients.

What are you currently focused on? 

Right now, I’m focused on becoming the first call bankers make when a good client no longer fits the bank. I’m looking for owner-occupied commercial real estate opportunities where the business has real value, meaningful equity, and a temporary problem—not a permanently broken story. Flatbay can provide the bridge capital and runway to stabilize, restructure, or grow the business, with a clear goal of returning that borrower to conventional bank financing once they are ready.

What is your favorite ACG Orlando event, and why?

My favorite ACG Orlando events are the smaller, exclusive gatherings where you can sit down and truly get to know the people beside you. The larger events are great for opening doors, but the intimate rooms are where trust begins to build and paths open up. Joining the Membership Committee has made that more meaningful because I’m not just attending events—I’m helping strengthen the community, welcome new members, and create the kind of relationships that turn into lasting friendships.

What's one thing people would be surprised to learn about you?

My father is one of seventeen children, and we do a massive family reunion gathering every year at the 4th of July with around 400-500 people, most of which are Cadle descendants!!!